Pengaruh Inflasi terhadap Jumlah Tabungan Wadiah di Bank Syariah Indonesia (BSI), Studi Kasus Periode 2021-2024
DOI:
https://doi.org/10.55123/ekonom.v1i4.387Keywords:
Wadiah Savings, Inflation , BSIAbstract
Inflation is a macroeconomic phenomenon, making it a target of Bank Indonesia's monetary policy. Inflation is understood as a general and continuous increase in prices. Wadiah savings, a sharia banking product based on a deposit contract without a fixed return, tends to change when inflation increases. Inflation can erode the real value of money, thus affecting public interest in saving funds in banks. This study aims to determine whether there is a significant effect of inflation on the amount of wadiah savings at Bank Syariah Indonesia (BSI) using a case study for the 2021-2024 period. This study employed quantitative methods using secondary data obtained from publications by BSI, Bank Indonesia, the Financial Services Authority (OJK), and Statistics Indonesia (BPS). The analysis used was classical estimation analysis and partial hypothesis testing (T-test). This study concluded that there was no impact between inflation and the amount of wadiah savings at BSI, with a variable significance value of 0.097, which is greater than 0.05 (0.097>0.05).
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